Merchant services make card payments a breeze

• The cardholder makes a payment by logging onto your website or accessing the link provided.
• The transaction goes to the Visa Cybersource online payment gateway. Visa then routes the transaction to the customer’s issuing bank.
• If the transaction is authorised, it is forwarded to Absa Bank for settlement and paid through the local payment clearing process to your bank account.

• You will receive a plug-and-play terminal, which offers the benefits of WIFI/GPRS connectivity while allowing you to keep the terminal at your checkout.
  
• You can accept these cards through Absa (authorisations are 24 hours a day, 365 days a year):
  • Visa
  • Master Card
  • Maestro
  • American Express
  • Union Pay International

• You’ll receive a GPRS/3G mobile terminal that doesn’t need to be connected to a smartphone or computer.
• You can accept these cards through Absa (authorisations are 24 hours a day, 365 days a year):
  • Visa
  • Master Card
  • Maestro
  • American Express 
  • Union Pay International

A typical transaction consists of the following:

1. If the customer selects to pay by card, the till will send the sale for the total amount to be paid on the PinPad.
2. The PinPad prompts the customer to swipe or enter their card on the PinPad.
3. The PinPad will prompt the customer to enter their PIN (if the verification method for the card is a PIN). Otherwise, a receipt is printed on the till and this receipt will have space for the cardholder’s signature (if it is a magstripe card with signature verification method).
4. The customer will enter their secret PIN for chip and PIN card transactions and the PinPad will encrypt the PIN and card data that is sent to Absa Bank Uganda for authorisation.
5. Absa Bank will either authorise or decline the transaction.
6. The PinPad will then display "authorised" or "declined" and will prompt the customer to remove their card.
7. The PinPad will send all the data required for printing the receipts to the till, irrespective of whether it is authorised or declined.
8. The till will then print the merchant and customer receipts.
9. The cashier will give the customer their receipt while keeping the merchant receipt.