Make your dream home a reality with an Absa Home Loan that gives you confidence

Buy, build, refinance, or unlock equity in your home with flexible Home Loan options in UGX or USD. Designed for long-term confidence, our loans offer competitive interest rates and structured repayment terms, keeping you in control of your budget while achieving one of life’s biggest milestones. Our team guides you through every step to make home ownership feel secured, not overwhelming.

Borrow up to UGX 2 billion

Up to 85% property financing

Repayment terms of up to 25 years

Options for purchase, construction, refinancing, or equity release

Get an Absa Home Loan today. We guarantee fast response and approval within 72 hours, or we will pay you UGX 500,000

Let us contact you

  • Fees

    • Loan application fee of UGX20,000/USD6
    • Arrangement fees of 2% of loan amount
    • No early repayment fee
    • Valuation and quantity surveyor fees tiered to value of loan
    • Mortgage protection cover (life and disability) 0.95%
    • Property insurance covering fire and destruction 0.25%
    • Valuation 0.15%

  • Documents required

    Personal details
    • 4 passport photos
    • Passport (Proof of Nationality and date of birth)
    • Bank statement
    Employment details
    • Copy of contract/appointment
    • Proof of income by way of 3 recent salary slips
    • Work ID (further proof of employment)
    • Letter of undertaking from the employer
    Financial details
    • Bank statements for the last 12 months
    • Loan statement
    • Financial card
    • E-tax number (TIN number)
    Security details
    • Copy of land title
    • Approved building plans
    • Property should be at least 80% complete (for purchase, equity release or refinance)
    • Property should be at least 50% complete for home completion
    • Consent letters and lease rental receipts in case land is on lease hold
    • Sale agreement signed by both buyer and vendor for purchases
    • Photos of the property to be used as security (inside, outside and neighbourhood)
    • Bills of quantities (BOQs) from bank-approved quantity surveyors
    • Initial valuation report indicating level/percentage of completion and current value of the property
    • Insurance policies, both property and life cover
Need more help?

Call us on:
0800 222 333 (Toll Free)
+256 (0) 312 218 348 (Network charges apply)

Email us:

absa.uganda@absa.africa