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Home Purchase Loan

You too can experience the rewarding feeling of owning your own home. Talk to us about this great home-loan product and before you know it, your dream will be a reality.

Apply now

Intended for anyone who
wants to buy a home

High loan amounts of up to
UGX1 billion or USD300,000

Flexible loan period of up to 25 years

Competitive interest rates

What you can expect

What you get
Intended for anyone who wants to buy a home

Higher loan amounts of up to UGX1 billion or USD300,000

Competitive interest rates

Flexible loan period of up to 25 years

Loan-to-value ratio of up to 80%

Flexible repayments plan

Joint applications acceptable (restricted to husband and wife)

Available in both UGX and USD
What you need to know
Employed for a minimum of 1 year

OR

A self-employed professional with a profitable business for a minimum of 24 months (for Absa customers only)
Costs
One-time mortgage arrangement fees of 2%

Mortgage protection cover (life and disability) 0.95%

Property insurance covering fire, destruction 0.25%

Valuation 0.15%
What to bring when you apply
Identification document (passport: mandatory for foreign nationals/national ID/driver’s license)

Proof of income by way of 3 recent salary slips

Bank statements for the past 12 months

Copy of land title

I passport photo

Financial card

Copy of sales agreement or offer letter in case of purchase

Sales agreement

E-tax number

Approved building plans

Consent letters and lease rental receipts in case land is on lease hold

Water or electricity utility bill

Letter of undertaking from the employer

Terms and conditions apply.

Apply now Find a branch

Need more help?

Call:

Toll Free: 0800 222 333
Tel: +256 (0) 312 218 348

Email:

absa.uganda@absa.africa

Talk to us

You are browsing banking for:

What do you want to do:

Home Purchase Loan

What you can expect

What you get

What you need to know

Costs

What to bring when you apply

Need more help?

Toll Free: 0800 222 333
Tel: +256 (0) 312 218 348

absa.uganda@absa.africa

Useful Tools

Our sites

Support

Legal

You are browsing banking for:

What do you want to do:

Home Purchase Loan

What you can expect

Need more help?

Toll Free: 0800 222 333 Tel: +256 (0) 312 218 348

absa.uganda@absa.africa

Useful Tools

Our sites

Support

Legal

Toll Free: 0800 222 333
Tel: +256 (0) 312 218 348