• What you get

    Benefits of this loan 
    • Intended for anyone who wants to buy a home
    • Higher loan amounts of up to UGX1 billion or USD300,000
    • Competitive interest rates
    • Flexible loan periods of up to 15 years
    • Loan-to-value ratio of up to 70%
    • Flexible repayment plans
    • Joint applications acceptable (restricted to husband and wife)
    • Available in both UGX and USD
    Requirements for this loan
    • Be employed for a minimum of 1 year


    • Be a self-employed professional with a profitable business for a minimum of 24 months (for Absa customers only)

    *Terms and conditions apply.

  • Costs

    • One-time mortgage arrangement fee of 1%
    • Mortgage protection cover (life and disability) 0.95%
    • Property insurance covering fire and destruction 0.25%
    • Valuation 0.15%
  • Doccuments required

    What to bring if you apply at a branch 
    • Identification document (national ID/driver’s license/passport: mandatory for foreign nationals)
    • Proof of income by way of 3 recent salary slips
    • Bank statements for the past 12 months
    • Copy of land title
    • 1 passport photo
    • Financial card
    • Copy of sales agreement or offer letter in case of purchase
    • Sales agreement
    • E-tax number
    • Approved building plans
    • Consent letters and lease rental receipts in case land is on lease hold
    • Water or electricity utility bill
    • Letter of undertaking from the employer
    What you need to to top up your loan online


    • Most recent pay slip
    • Letter of undertaking

    Absa Staff

    • Pay slip and
    • HR and fraud clearance
Need more help?

Call us on:
0800 222 333 (Toll Free)
+256 (0) 312 218 348 (Network charges apply)

Chat to Abby on WhatsApp:
+256 707 433 433

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