Platinum Credit Card
What you can expect
- Joining fees waived
- Up to 50 days interest-free credit
- Up to 3 supplementary cards
- Free monthly eStatements
- Free direct debit set up
- Free travel insurance
- Discounts at our alliance partners
- Free transactions
- Free internet banking service to easily manage credit card
- 40% of card limit available for cash withdrawal
- Protection insurance and extended warranty on purchases with your card
- Emergency card replacements
- Net monthly salary of UGX 4,000,000 and above or cash security in form of a fixed deposit
- Forex mark-up of 4% on international transactions
- Minimum repayment amount of 5% per month
- Interest rate of 3% on outstanding payments on billed account
- Cash access fee via ATMs of 6% min. UGX 10,000
- Over-limit fee of 6%
- Late payment fee of 10% min. UGX 10,000
More about my rewards
As a Platinum cardholder, you earn reward points every time you use your card to pay for purchases. For every UGX1 spent, you will earn 1 reward point. (If you spend UGX10,000 you earn 10,000 reward points.)
Reward points are credited to your credit card 48 hours after redemption.
Once you have accumulated at least 1,000,000 reward points, you redeem your points by calling the number at the back of your card - +256 (0)414 259 901.
The cash rewards are then credited to your credit card within 48 hours.
Redemption rate: 1 reward point = UXG0.01.
Your reward points remain valid for 3 years from the date they are posted to your account, after which they expire.
Cash rewards must be redeemed through your Platinum Credit Card.
You can track your reward earnings by calling the number at the back of your card - +256 (0)414 259 901.