Platinum Credit Card

Experience a world full of possibilities, cashback rewards and exclusive discounts with an Absa Visa Credit Card

No joining fees
Up to 50 days' interest-free credit
Up to 3 supplementary cards
Free travel insurance
Free transactions
Free monthly eStatements and direct setup
Rewards and discounts at alliance partners
World Miles points earned when you use your card
40% card limit available for cash withdrawal
Protection insurance and extended warranty on purchases
Emergency card replacements

Requirements

Net monthly salary of UGX4,000,000 or more, or a cash security in the form of a fixed deposit
Annual membership fee of UXG220,000
Credit card master agreement
Loyalty points programme terms and conditions

Documents required to apply
Identification document (passport/national ID/driver’s licence)

Latest proof of income (payslips, fixed deposit certificate)

Copy of financial card

Valid work permit for foreign nationals

Terms of employment
Fees
Forex mark-up of 6% on international transactions

Interest rate of 3% on outstanding payments on billed account

Cash access fee via ATMs of 6% (minimum UGX10,000)

Cash transfer to an Absa account of choice 6% minimum UGX10,000

Over-limit fee of 6%

Late payment fee of 10% minimum UGX10,000

Card replacement fees UGX25,000 (free for fraud)
Travel insurance
Medical coverage:

Medical expenses for injury or illness: up to $45,000

Follow-up treatment expenses in the country of residence: $1,500

Medical evacuation expenses: $6,000

Repatriation of mortal remains/burial expenses: $6,000

Accompanying family member coverage: $1,000 (only for personal platinum credit card holders)

Additional coverage:

Premature return in case of death or imminent death: $1,500

Legal assistance coverage: $500 (only for personal platinum credit card holders)

Loss or theft coverage:

Luggage, trade samples, personal effects loss or theft: $1,000

Travel documents, money, and credit cards loss or theft: $500

Luggage delay coverage (excess of 6 hours): $200

Travel delay coverage (excess of 4 hours): $100

Premium:

Premium per person per annum, maximum 45 days for any one trip: $12 (only for personal platinum credit card holders)
Buy now pay later
Buy Now Pay Later

This is a feature on Absa Credit Cards that allows you to make purchases using any of our credit cards and convert the transaction to an easy instalment plan of up to 12 months at reduced interest rates. You can choose your desired payment plan and manage your payment digitally via the Absa Mobile Banking App or internet banking.

Convert purchase to Buy Now Pay Later:

Log in to Absa Internet Banking or the Absa Uganda Mobile App

Select a credit card

On internet banking, click on Statemented Transactions, then on Get started on the Buy Now Pay Later banner above the list of latest transactions

On the app, select Billed statement and tap the Buy Now Pay Later banner

Select the purchase(s) you want to convert and check if they qualify

Choose 3, 6, 9 or 12-month plan to pay your bill

Confirm your payment plan details and submit your request

Turn your lifestyle into a getaway opportunity

Whether you're dining out, shopping, or traveling, your Absa Platinum Credit Card makes every UGX 100,000 spend more rewarding with double entries into the Mauritius draw, for a fully paid getaway for two

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