Experience effortless, secure transactions, access discounts from our alliance partners and get rewarded for using your card

No joining fees
Interest-free period of up to 50 days
Rewards and discounts at alliance partners
40% card limit available for cash withdrawal
Free monthly eStatements and direct debit setup
Free transactions

Requirements

Net monthly salary of UGX1,000,000 to UGX3,999,999 OR
Cash cover (fixed deposit) of minimum UGX3,000,000
Credit card master agreement
Loyalty points programme terms and conditions

Documents required to apply
Identification document (passport/national ID/driver’s licence)

Latest proof of income (payslips, fixed deposit certificate)

Copy of financial card

Valid work permit for foreign nationals

Terms of employment
Fees
Card replacement fee (of UGX25,000) is free in case of fraud

Forex mark-up of 6% on international transactions

Minimum repayment amount of 5% per month

Interest rate of 3.5% on outstanding payments on billed account

Cash access fee via ATMs of 6% minimum UGX10,000

Over-limit fee of 6%

Late payment fee of 10% minimum UGX10,000

Annual membership fee of UGX100,000

Cash transfer to an Absa account of choice 6% minimum UGX10,000
Travel insurance
Medical coverage:

Medical expenses for injury or illness: Up to $45,000

Follow-up treatment expenses in the country of residence: $1,500

Medical evacuation expenses: $6,000

Repatriation of mortal remains/burial expenses: $6,000

Accompanying family member coverage: $1,000 (only for personal platinum credit card holders)

Additional coverage:

Premature return in case of death or imminent death: $1,500

Legal assistance coverage: $500 (only for personal platinum credit card holders)

Loss or theft coverage:

Luggage, trade samples, personal effects loss or theft: $1,000

Travel documents, money, and credit cards loss or theft: $500

Luggage delay coverage (excess of 6 hours): $200

Travel delay coverage (excess of 4 hours): $100

Premium:

Premium per person per annum, maximum 45 days for any one trip: $12 (only for personal platinum credit card holders)
Buy now pay later
Buy Now Pay Later

This is a feature on Absa Credit Cards that allows you to make purchases using any of our credit cards and convert the transaction to an easy instalment plan of up to 12 months at reduced interest rates. You can choose your desired payment plan and manage your payment digitally via the Absa Mobile Banking App or internet banking.

Convert purchase to Buy Now Pay Later:

Log in to Absa Internet Banking or the Absa Uganda Mobile App

Select a credit card

On internet banking, click on Statemented Transactions, then on Get started on the Buy Now Pay Later banner above the list of latest transactions

On the app, select Billed statement and tap the Buy Now Pay Later banner

Select the purchase(s) you want to convert and check if they qualify

Choose 3, 6, 9 or 12-month plan to pay your bill

Confirm your payment plan details and submit your request
eStatements FAQs

What is an eStatement?

An e-Statement is a secure electronic version of your bank Credit card statement, available via Absa Online Banking and the Absa Mobile App. It contains the same information as a paper statement and can be accessed anytime, anywhere.

How do I register for eStatements?

You can register easily through Absa Online Banking or the Absa Mobile App. Simply log in, go to the Statements or Profile Settings section, and select e Statements to enroll.

Is there a fee for eStatements?

No. eStatements are provided at no cost to you.

How will I know when my eStatement is ready?

You will receive an email and/or SMS notification when your eStatement is available.

Are eStatements secure?

Yes. Your eStatements are accessed through Absa’s secure digital banking platforms, ensuring your information remains protected.

Can I download or print my eStatement?

Yes. You can download your eStatement in PDF format and print it at your convenience.

How far back can I access my eStatements?

You can access your recent eStatements through digital banking. For older statements, please contact us for assistance.

What should I do if I cannot access my eStatement?

Please confirm that you are logged into your digital banking profile. If the issue persists, contact our Absa Contact Centre or visit your nearest branch.

Can I switch back to paper statements?

Yes. You can update your statement preference at any time via digital banking or by contacting us.

What are the benefits of eStatements?

Convenient and quick access; secure and confidential; environmentally friendly; easy to store and retrieve.

Need more help?

For further assistance, please contact the Absa Contact Centre or visit your nearest branch.

Make everyday spending more rewarding

From groceries to fuel and other daily essentials, your Absa Classic Credit Card helps you do more with every transaction, getting you closer to your fully paid Mauritius getaway, for two.

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