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platinumcreditcard

  • What you get

    Designed for our affluent customers, the Platinum Credit Card makes the right statement, and comes with great features, benefits and rewards: 
     
    • Joining fees waived
    • Up to 50 days interest-free credit
    • Up to 3 supplementary cards
    • Free monthly eStatements
    • Free direct debit set up
    • Free travel insurance
    • Rewards
    • Discounts at our alliance partners
    • Free transactions
    • Free internet banking service  to easily manage credit card
    • 40% of card limit available for cash withdrawal
    • Protection insurance and extended warranty on purchases with your card
    • Emergency card replacements

  • What you need to know

    • Net monthly salary of UGX4,000,000 and above or cash security in form of a fixed deposit
    • Forex mark-up of 6% on international transactions
    • Minimum repayment amount of 5% per month
    • Interest rate of 3% on outstanding payments on billed account
    • Cash access fee via ATMs of 6% min. UGX10,000
    • Over-limit fee of 6%
    • Late payment fee of 10% min. UGX10,000
    • Annual membership fee of UXG220,000

  • What to bring to the branch

    • Identification document (passport/national ID/driver’s license)
    • Latest proof of income (payslips, fixed deposit certificate)
    • Financial card copy

classiccreditcard

  • What you get

    • Joining fees are waived 
    • Interest free period of up to 50 days
    • Free monthly eStatements
    • Free direct debit set up
    • Free transactions
    • Free internet banking service to easily manage your credit card
    • Rewards and discounts at our alliance partners
    • 40% of card limit available for cash withdrawal

  • What you need to know

    • Earn a net monthly salary of UGX1,000,000 to UGX3,999,999
    • Cash cover (fixed deposit) of minimum UGX3,000,000
    • Forex mark-up of 6% on international transactions
    • Minimum repayment amount of 5% per month
    • Interest rate of 3.5% on outstanding payments on billed account
    • Cash access fee via ATMs of 6% min. UGX10,000
    • Over-limit fee of 6%
    • Late payment fee of 10% min. UGX10,000
    • Annual membership fee of UGX100,000

  • What to bring to the branch

    • Identification document (passport/national ID/driver’s license)
    • Latest proof of income (payslips)
    • Financial card copy

travelinsurancepackage

  • Emergency medical and related expenses

      Insured amount
    Item  
    • Medical expenses - injury or illness (up to $45,000) 
    		 $45,000
    • Follow up treatment expenses in country of residence
    		 $1,500
    • Medical evacuation expenses
    		 $6,000
    • Repatriation of mortal remains/burial expenses
    		 $6,000
    • Accompanying family member
    		 $1,000
    *Only available to personal platinum credit card holders

  • Travel guard

      Insured amount
    Item  
    • Premature return in case of death or imminent death
    		 $1,500
    • Legal assistance
    		 $500
    *Only available to personal platinum credit card holders

  • Luggage, trade samples, personal effects

      Insured amount
    Item  
    • Luggage, trade samples, personal effects loss or theft
    		 $1,000
    • Travel documents, money & credit cards loss or theft
    		 $500
    • Luggage delay
      • Excess (6 hours)
    		 $200
    • Travel delay
      • Excess (4 hours)
    		 $100
    • Premium per person per annum max 45 days any one trip to all card holders
    		 $12
    *Only available to personal platinum credit card holders

rewards

  • How do I earn points on my account?

    As a Platinum cardholder, you earn reward points every time you use your card to pay for purchases. For every UGX1 spent, you will earn 1 reward point. (If you spend UGX10,000 you earn 10,000 reward points.)

  • Is my account instantly credited?

    Reward points are credited to your credit card 48 hours after redemption.

  • How do I redeem my reward points?

    Once you have accumulated at least 1,000,000 reward points, you redeem your points by calling the number at the back of your card - +256 (0)414 259 901.

    The cash rewards are then credited to your credit card within 48 hours.

    Redemption rate: 1 reward point = UXG0.01.

  • Do my points expire?

    Your reward points remain valid for 3 years from the date they are posted to your account, after which they expire.

  • Can I convert my points to cash?

    Cash rewards must be redeemed through your Platinum Credit Card.

  • How do I track my reward earnings?

    You can track your reward earnings by calling the number at the back of your card - +256 (0)414 259 901.

  • What is Buy Now Pay Later

    Buy Now Pay Later is an incredible digital innovation brought to you by Absa Bank. With this feature, you can make purchases using your Absa Credit Card and choose to re-pay in equal monthly instalments within flexible periods of 3, 6, 9 or 12 months using your Absa Mobile Banking App or Internet Banking.

  • What you get with Buy Now Pay Later

    • Enjoy reduced interest rates
    • Choose your desired payment plan
    • Enjoy a simple and convenient way to structure your payment plan digitally via the Absa Mobile Banking App or internet banking
    • Easily track, manage, or cancel your payment plan or post purchases digitally
    • You can have multiple concurrent payment plans

  • Steps to use Buy Now Pay Later

    1. Log on to your Absa Internet Banking or Mobile Banking App
    2. Select the credit card number
    3. Select "Unbilled Transactions" to book a transaction under the Buy Now Pay Later loan plans
    4. Select "Get started" to begin the process
    5. Select a purchase from the filtered list, check if it qualifies and continue
    6. Select a payment plan, then accept the terms and conditions
    7. Select "Convert Now" and confirm the details

     

  • Viewing booked payment plans

    To view successfully booked plans under your internet banking profile, go to your credit card account page, on the 'Buy Now Pay Later' banner, and select "View Now". Booked plans will be visible, with options to view plan details such as: the number of outstanding payments, how much has been paid, as well as cancellation.

Are you interested in applying for a credit card?

Fill out the form below and we will contact you to get started




Need more help?

Call us on:
0800 222 333 (Toll Free)
+256 (0) 312 218 348 (Network charges apply)

Email us:

absa.uganda@absa.africa